Bank of the Bluegrass and Trust Company

 

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FDIC continues to provide individual depositor insurance coverage to $250,000 until 12/31/2013.

Our experienced staff can assist you in titling your account to maximize your coverage.

Mortgage Rates as of 07/01/2009

30-yr Fixed           5.25% - APR 5.634%

15-yr Fixed           4.75% - APR 5.108%

FHA 30-yr Fixed   5.375% - APR 5.926%

KY Housing FHA    6.125% - APR 6.243%

*All rates are subject to a 1.00% origination fee. Rates are based on loans of $175,000. All rates have a rate lock of 30 days minimum. All rates quoted are for owner-occupied residential properties. All rates are subject to change.

Our Mission Statement

We operate our bank for a fair return to our stockholders. Our plan is to deserve the profit because we deliver a quality personal service our clients deserve and want.

Our guidelines for this service:

  • "Do unto others as you would have them do unto you."
  • Honesty
  • Integrity
  • Confidentiality
  • Patience - Understanding
  • Immediate action
  • Go the extra mile
  • Kindness
  • Spirit of friendliness and teamwork
  • Responsiveness to needs 
  • Knowledge of products
  • Know our clients by name
  • Keep a sense of humor

We believe that by carrying out this mission each and every day, we will reach our primary goal: to remain an independent bank.

 

    
   
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