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Locally owned and independent since 1972!

CD SPECIAL

30 Month Certificate of Deposit

3.60% APY

$5,000.00 Minimum to Open

Rate Subject to Change

Mortgage Rates as of 4/30/2008

30-yr Fixed               5.750%APY        5.864%APR

15-yr Fixed               5.375%APY        5.567%APR  

FHA 30-yr Fixed       5.750%APY        6.320%APR

*All rates are subject to a 1.00% origination fee. Rates are based on loans of $175,000. All rates have a rate lock of 30 days minimum. All rates are subject to change.

Our Mission Statement

We operate our bank for a fair return to our stockholders. Our plan is to deserve the profit because we deliver a quality personal service our clients deserve and want.

Our guidelines for this service:

• "Do unto others as you would have them do unto you."
• Honesty
• Integrity
• Confidentiality
• Patience - Understanding
• Immediate action
• Go the extra mile
• Kindness
• Spirit of friendliness and teamwork
• Responsiveness to needs 
• Knowledge of products
• Know our clients by name
• Keep a sense of humor

We believe that by carrying out this mission each and every day, we will reach our primary goal: to remain an independent bank.