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Business Checking

• $7 monthly service fee
  
• Checks paid fee - $0.12
  
• Deposit item fee - $0.06
  
• Returned item fee- $2.00
  
• Earning credits may offset service charges

Community Business Checking

• 50 free items a month
  
• $0.25 per excess item
  
• Returned item fee - $2.00

Maintain a balance of $3,000 or more and:

• Avoid a $8 monthly service fee

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Sole Owner/Non-Profit Checking

• Earn Interest
  
• 50 free items a month
  
• $0.15 per excess item
  
• Returned item fee - $2.00

Maintain a balance of $1,000 or more and:

• Avoid a $8 monthly service fee

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General Savings
Maintain a balance of $100 or more and:

• Earn Interest
  
• Avoid $3 quarterly service fee
  
• Six withdrawals permitted per quarter
  
• $1 per excess withdrawal charged

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Money Market Account
Maintain a balance of $2,500 or more and:

• Earn Interest
  
• Avoid $10 monthly service fee
  
• Six withdrawals permitted per month (includes 3 checks max. to 3rd party)
  
• $5 per excess withdrawal charged

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Premier Market Account
Maintain a balance of $10,000 or more and:

• Earn Interest (Tiered interest rates)
  
• Avoid $10 monthly service fee
  
• Six withdrawals permitted per month (includes 3 checks max. to 3rd party)
  
• $5 per excess withdrawal charged

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More Beneficial Banking Solutions

* Local Merchant Services Representation
* Electronic Check Recovery Services
* Cash Management Services
* Free Internet Banking and Bill Payer
* Commercial or Small Business Loans
* Commercial Real Estate Loans
* Business Credit Cards
* On-line Check Images
* Multi-million dollar FDIC insurance on Certificate of Deposits
* Free notary, fax and photocoping services

Click here for current rates

Other Products and Services

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Disclosure of Account Terms:

The following applies to all interest bearing accounts - We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex: checks). Interest is compounded monthly and is credited to the account monthly. Interest on savings is compounded and credited quarterly. If the account is closed before interest is credited you will not receive the accrued interest.

The following also applies to Premier and Money Market accounts - You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.

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