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Mortgage Lending
With Bank of the Bluegrass & Trust Co., you are choosing a mortgage advisor, not just a mortgage.  The following loan programs are among the hundreds of possible financing options available.

• 10-30 year fixed rate loans for home purchases, home refinances along with investment property financing.
• Adjustable rate and balloon mortgage loans.
• 100% financing programs, Combo 80/20 loans and Combo 80/10/10 loans.
• Government loan programs including: Federal Housing Administration (FHA), Veterans Administration (VA), and Kentucky Housing Corporation (KHC).
• Loan alternatives for individuals with unique qualifying issues where documentation of income or assets is difficult.

Contact a Loan Officer

In-house Mortgage Loans
Mortgage loans for those who don't qualify for conventional loan programs or those who are looking to purchase rental property.

• First mortgage loans with 3-year fixed rates and up to 20-year amortization for up to 80% of the home's value.
• Bridge loans to provide temporary relief for those who have purchased a home but have not yet sold their previous home. (Variable rate, interest only due.)
• Construction loans for those building a home provide up to 80% of appraisal with interest only due.

Contact a Loan Officer

Consumer Loans
Whether you're buying a car, remodeling your home, or needing cash for a special occasion, a consumer loan from Bank of the Bluegrass & Trust Co. can make your life easier.

• New and used car loans
• Marine loans
• Debt consolidation loans
• Home improvement loans
• Preferred lines of credit

Contact a Loan Officer

Business Loans

Equipment Leasing
An alternative to buying equipment that can save your business time and money.
Leases for new or used equipment, including office furniture, machine tools, computer systems, vans, and phone systems. Applications processed and approved within 24 hours.  

We offer: 

• Fixed or floating rates 

• Tax and non-tax leases 

• Municipal leases  

• Flexible structure to meet your company's needs 

• Simple documentation

Contact a Loan Officer

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