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Mortgage Lending
With Bank of the Bluegrass & Trust Co., you are choosing a mortgage advisor, not just a mortgage.  The following loan programs are among the hundreds of possible financing options available.

• Adjustable rate and balloon mortgage loans.
• Government loan programs including: Federal Housing Administration (FHA), Veterans Administration (VA), and Kentucky Housing Corporation (KHC).

Fax application above to 859-260-2055 or e-mail it to the Mortgage Department

Contact a Loan Officer

In-house Mortgage Loans
Mortgage loans for those who don't qualify for conventional loan programs or those who are looking to purchase rental property.

• Permanent mortgage loans for primary residence and rental properties.
• Bridge loans to provide temporary relief for those who have purchased a home but have not yet sold their previous home. (Variable rate, interest only due.)
• Construction loans for those building a home.

Contact a Loan Officer

Consumer Loans
Whether you're buying a car, remodeling your home, or needing cash for a special occasion, a consumer loan from Bank of the Bluegrass & Trust Co. can make your life easier.

• New and used car loans 
• Debt consolidation loans
• Home improvement loans
• Preferred lines of credit

Contact a Loan Officer

Business Loans

If it's a business loan you need, we'll work hard to find the best option for your company's needs:

We offer a variety of Commercial Loans, with expertise in Commercial Real Estate and Multi

Family Loans with: 

• Fixed or floating rates 

• Flexible structure to meet your company's needs 

• Simple documentation

Contact a Loan Officer

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