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Personal Banking | Business Banking | CDs & IRAs
Loan Products | Other Services | Term Life Insurance
Mortgage Lending
With Bank of the Bluegrass & Trust Co., you are choosing a mortgage advisor, not just a mortgage. The following loan programs are among the hundreds of possible financing options available.
- Adjustable rate and balloon mortgage loans.
- Government loan programs including: Federal Housing Administration (FHA), Veterans Administration (VA), and Kentucky Housing Corporation (KHC).

Fax application above to 859-260-2055 or
e-mail it to the Mortgage Department
Contact a Loan Officer
In-house Mortgage Loans
Mortgage loans for those who don't qualify for conventional loan programs or those who are looking to purchase rental property.
- Permanent mortgage loans for primary residence and rental
properties.
- Bridge loans to provide temporary relief for those who have purchased a home but have not yet sold their previous home. (Variable rate, interest only due.)
- Construction loans for those building a home.
Contact a Loan Officer
Consumer Loans
Whether you're buying a car, remodeling your home, or needing cash for a special occasion, a consumer loan from Bank of the Bluegrass & Trust Co. can make your life easier.
- New and used car loans
- Debt consolidation loans
- Home improvement loans
- Preferred lines of credit
Contact a Loan Officer
Business Loans
If it's a business loan you need, we'll work hard to
find the best option for your company's needs:
We offer
a variety of Commercial Loans, with expertise in Commercial Real Estate
and Multi
Family Loans with: 
Contact a Loan Officer
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