Bank of the Bluegrass and Trust Company

 

Rates

Click on the accounts below for the rates you want to know about, or scroll down the page to read all rates.

Annual Percentage Yields are accurate as of July 1, 2008

For questions concerning our rates, please contact us at (859) 233-4500.”

CERTIFICATES OF DEPOSIT

INDIVIDUAL RETIREMENT ACCOUNTS

CHECKING, SAVINGS, MONEY MARKET ACCOUNTS

INTEREST PLUS CHECKING & PRIVILEGED ACCOUNTS

MORTGAGE RATES

ACCOUNT AGREEMENT & DISCLOSURES

CERTIFICATES OF DEPOSIT

Term Annual Percentage
Yield
Interest Rate Minimum Denomination
32 days 1.20 1.19 $2,000.00
90 days 2.40 2.38 $2,000.00
180 days 2.80 2.78 $2,000.00
1 year 3.30 3.30 $500.00
2 years

3.75

3.75 $500.00
3 Years 3.50 3.50 $500.00
4 years

3.50

3.50

$500.00
5 years

3.50

3.50 $500.00

Please note that CD amounts over $100,000 are not quoted on this rate sheets  

Individual depositors insured by the FDIC up to $100,000. Additional FDIC insurance may be obtained by properly titling your accounts. Substantial penalty for early withdrawal. 

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INDIVIDUAL RETIREMENT ACCOUNTS

Term Annual Percentage
Yield
Interest Rate Minimum Denomination
*12-month variable 1.30 1.30 $100.00
12-month deposit 3.30 3.30 $500.00
18-month fixed

3.20

3.17

$500.00

Individual Retirement Accounts are insured up to $250,000 per owner.  Substantial penalty for early withdrawal.

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CHECKING, SAVINGS, MONEY MARKET ACCOUNTS

Annual Percentage
Yield
Interest Rate Minimum Denomination
*Regular Savings 0.70 0.70 $100.00
*Youth Savings 0.70 0.70 $25.00
*Money Market Investment

0.90

0.90 $2,500.00
*Premier Market Account 2.45 2.42

10,000-49,999

2.85

2.81

50,000-99,999

3.25

3.20

100,000-over

  3.70 3.64

250,000-over

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*INTEREST PLUS CHECKING & PRIVILEGED ACCOUNTS
Annual Percentage Yield

Interest Rate

$1,000 - $9,999 0.40 0.40
$10,000- $24,000 0.45 0.45
$25,000- $49,999 0.50 0.50
$50,000 - over 0.60 0.60

* These rates may change after account is opened.  Fees could reduce earnings on accounts. 

Individual depositors insured by the FDIC up to $100,000. Additional FDIC insurance may be obtained by properly titling your accounts. 

Ask about bringing all your deposits here to earn our great rates.

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MORTGAGE RATES

Rates, as quoted on the front page, are subject to change. To get the most current rates and other  mortgage options please contact:

Jennifer Frye at 859-233-8903 or jfrye@bankofthebluegrass.com 

Josh Harman at 859-233-8922 or jharman@bankofthebluegrass.com

Linda Helm    at 859-685-3052 or lhelm@bankofthebluegrass.com

Please feel free to call us or drop us a quick e-mail and allow us to deliver you the personal service you deserve with the competitive loan terms you want.

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