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Savings Solutions

Our options for Savings Solutions are designed to fit your personal or business savings needs.

Premier Market Account

Tiered interest rates are offered with our Premier Money Market Account when you maintain a daily balance of $10,000 or more, which also waive the $10.00 monthly service charge.

Money Market Account

Maintaining a daily balance of $2,500 or more earns interest at the prevailing Money Market Account rate and waives the $10.00 monthly service charge.

  • Both Money Market Accounts are limited to six withdrawals per month.
  • A $5 per excess withdrawal fee is charged is the limit is exceeded.


Maintaining a daily balance of $100 or more will waive the $3.00 quarterly service charge and allow the account to earn interest.

  • This savings account limits withdrawals to six per quarter
  • A $1 per excess withdrawal fee is charged if the limit is exceeded.

More Beneficial Banking Solutions

  • Local Credit Card Services Representation
  • Commercial or Small Business Loans
  • Commercial Real Estate Loans
  • Business Debit Cards and/or Credit Cards
  • On-line Check Images
  • Free notary, fax and photo coping services

Ask about our Bluegrass Employee Advantage-Employee Benefits Program

Disclosure of Account Terms:

The following applies to all interest bearing accounts - We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex: checks). Interest is compounded monthly and is credited to the account monthly. Interest on savings is compounded and credited quarterly. If the account is closed before interest is credited you will not receive the accrued interest.

The following also applies to Premier and Money Market accounts - You may make six (6) transfers from your account each four (4) week or similar period by check, debit card or similar order including by preauthorized or automatic transfer, or by telephone (including data transmission) agreement, or instruction to third parties. Transfers or withdrawals made to another account of the same depositor at the same bank, if made by preauthorized or automatic transfer, telephone (including data transmission) agreement or instruction are also included.

Reg. GG Account Disclosure - (Unlawful Internet Gambling Enforcement Act Policy Disclosure) June 1, 2010-In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful internet gambling.