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Kasasa Accounts

Kasasa Cash - Free checking that earns high interest!

Kasasa Cash is more than a free checking account. It's high rates and awesome rewards!

The Kasasa Cash account has:

  • $100.00 Minimum Deposit to Open
  • E-statement required
  • No Minimum Balance Requirement to Earn Rewards
  • No Monthly Service Charge
  • Free Debit Card
  • Free Online Bill Pay

To qualify each monthly qualification cycle, just:

  • Have at least 12 debit card purchases that post and settle
  • Accept E-Statements
  • Be enrolled and log in to Internet Banking at least once.

Each month you qualify, you get:

  • 2.01% APY* on your first $15,000
  • .25% APY* on balances above $15,000
  • Refunds of up to $20.00** on ATM fees Nationwide.

If you don't qualify, don't worry!

You still have a free account that earns a base rate of interest, .01%* APY, free debit card, and you can get back to earning high rates and receiving ATM fee refunds the next time you qualify.

* APY=Annual Percentage Yield. Qualifications apply. Rates subject to change without notice.
** See Disclosures below.


Kasasa Cash & Saver - Maximize your interest potential by combining your Kasasa Cash with a Kasasa Saver!

Kasasa Saver builds your savings automatically when your Kasasa Cash Interest and ATM Refunds are deposited directly to your Saver where you can top off your savings with high rates!

The Kasasa Saver account has:

  • $1.00 Minimum Deposit to Open
  • E-Statement Required
  • No Minimum Balance Requirements to Earn Rewards
  • No Monthly Service Charge
  • A limit of 6 withdrawals per month.

Your Kasasa Saver qualifications are met when your Kasasa Cash qualifications are met. Those qualifications include:

  • Have at least 12 debit card purchases that post and settle
  • Accept E-Statements
  • Be enrolled and log in to Internet Banking at least once.

Each month you qualify in your Kasasa Cash your Kasasa Saver earns:

  • 1.01% APY* on your first $10,000
  • .25% APY* on balances above $10,000

If you don't qualify, don't worry!

You still have a free account that earns a base rate of interest, .01%* APY and you can get back to earning high rates the next time your Kasasa Cash qualifies.

*APY=Annual Percentage Yield. Qualifications apply. Rates subject to change without notice.


Kasasa Cash Back - Free checking that pays you cash back!

Kasasa Cash Back puts your hard-earned money right where you want it, back in your pocket! You can earn cash back on debit card purchases-what you buy is up to you.

Kasasa Cash Back has:

  • $100.00 Minimum Deposit to Open
  • E-Statements Required
  • No Pointless Points to Redeem
  • No Minimum Balance Requirements to Earn Cash Back
  • Free Debit Card
  • Free Online Bill Pay

To qualify each monthly qualification cycle, just:

  • Have at least 12 debit card purchases that post and settle
  • Accept E-Statements
  • Be enrolled and log in to Internet Banking at least once.

Each month you qualify, you get:

  • 3% cash back on purchases up to $250 monthly*
  • Refunds of up to $20.00** on ATM fees Nationwide.

If you don't qualify, don't worry!

You still have a free account with no minimum balance requirement, a free debit card, and you can get back to putting your hard earned money in your pocket and receiving ATM fee refunds the next time you qualify.

* Qualifications apply. Cash Back Rewards subject to change without notice.
** See Disclosures below.


Kasasa Cash Back & Saver - Save effortlessly by putting your rewards to work for you!

Kasasa Saver builds your savings automatically when paired with Kasasa Cash Back, putting your Rewards and ATM Refunds to work for you with high rates!

The Kasasa Saver account has:

  • $1.00 Minimum Deposit to Open
  • E-Statements Required
  • No Minimum Balance Requirements to Earn Rewards
  • No Monthly Service Charge
  • A limit of 6 withdrawals per month.

Your Kasasa Saver qualifications are met when your Kasasa Cash Back qualifications are met. Those qualifications include:

  • Have at least 12 debit card purchases that post and settle
  • Accept E-Statements
  • Be enrolled and log in to Internet Banking at least once.

Each month you qualify in your Kasasa Cash Back Account, your Kasasa Saver earns:

  • 1.01% APY* on your first $10,000
  • .25% APY* on balances above $10,000

If you don't qualify, don't worry!

You still have a free account that earns a base rate of interest, .01%* APY and you can get back to earning high rates the next time your Kasasa Cash Back qualifies.

*APY=Annual Percentage Yield. Qualifications apply. Rates subject to change without notice.


**Disclosures
*APY=Annual Percentage Yield. APYs accurate as of 9/11/2013. Rates may change after account is opened. Minimum to open account is $100 for Kasasa Cash, $100 for Kasasa Cash Back and $1 for Kasasa Saver. Must be enrolled and receive eStatement notice to open account.

Kasasa Cash account, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle: (2) balances up to $15,000 receive APY of 2.01%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000 resulting in 2.01% - 0.48% APY depending on the balance. The advertised Kasasa Cash APY is based on compounding interest. If applicable, interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY.

Kasasa Cash Back account, when monthly qualifications are met, you will receive 3% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle. Kasasa cash back rewards will be credited to your Kasasa Saver account the last day of the monthly statement cycle, as applicable.

When Kasasa Saver is added as a companion, Kasasa Cash or Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash or Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on that portion of the balance , resulting in 1.01%-.032% APY depending on the balance. If qualifications are not met on Kasasa Cash or Kasasa Cash Back, as applicable, all balances in the Kasasa Saver earn 0.01% APY

Qualifying Transactions for Kasasa Cash and Cash Back include:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log in to online banking at least once

LIMIT ONE ACCOUNT per SSN. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. We have the right to close any of your deposit accounts or terminate any service provided in connection with an account, at any time, without advance notice. Our decision to close an account or terminate a service will not affect your existing obligations to us, including any obligation to pay fees or charges incurred prior to termination.