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Personal Loans

Whether you're buying a car, remodeling your home, or needing cash for a special occasion, a consumer loan from Bank of the Bluegrass & Trust Co. can make your life easier.

  • New and used car loans
  • Debt consolidation loans
  • Home improvement loans
  • Preferred Home Equity Lines of Credit
Loan Officers
Bobby Jones, VP (859) 233-8937 MLO #478795

Mortgage Lending

Should you payoff your mortgage

One of our Mortgage Advisors will help you choose the Mortgage Loan that's right for you.

A few options include:

  • Conventional long term fixed rate loans
  • Adjustable rate and balloon mortgage loans
  • Government loan programs including: Federal Housing Administration (FHA), Kentucky Housing Corporation (KHC)

In addition, we offer In-house Mortgage Loans for those who may not qualify for conventional loan programs or for those who are looking to purchase rental property. We offer:

  • Mortgage loans for primary residence and rental properties
  • Jumbo financing
  • Bridge loans to provide temporary relief for those who have purchased a home but have not yet sold their previous home. (Variable rate, interest only due)
  • Construction loans for those building a home or making major renovations
  • Preferred Home Equity Lines of Credit
Let Our Mortgage Advisors Take The Stress Out of Home Buying!

Loan Officers
Josh Harman, VP (859) 233-8922 MLO #339904
Kim Noble, VP (859) 233-8935 MLO #613244

BLO #421548