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All Personal Accounts

All Personal Accounts

In addition to the Kasasa Free Rewards Acounts, we offer the following accounts for customers:

Interest Checking Account
  • Minimum opening deposit: $100.00.
  • Minimum daily balance to waive monthly service charge: $1.000.00.
  • Monthly service charge: $8.00.
Our personal checking accounts offer:
  • Free instant issue debit cards with standard daily limits of $400.00 for ATM withdrawals and $1,000.00 point of sale for a combined daily limit of $1,400.00.
  • Add the debit card to your digital wallet for Apple Pay®, Samsung Pay® and Google Pay®.
  • Sign up for card alerts for early fraud detection.
  • Free access to over 55,000 Allpoint® Network ATMs worldwide.
  • Free digital banking with access to bill pay, personal financial management tools, person to person payments, and more.
  • Free e-Statements with online check images.
  • Free EZSwitch, a concierge switch service powered by Clickswitch®.

Other accounts Include:

Health Savings Account(HSA)
(For qualified health related expenses as defined by the Internal Revenue Service.)
  • Minimum opening deposit: $0.00.
  • Minimum daily balance to waive monthly service charge: $250.00.
  • Monthly service charge: $3.00.
In order to open a Health Savings Account, individuals must be covered under a high-deductible health plan, other qualifications and activity restrictions apply. Please consult with your Tax Advisor prior to opening an account.

Personal Savings Accounts

Money Market Account
  • Minimum opening deposit: $25.00.
  • Minimum daily balance to waive monthly service charge: $2,500.00.
  • Monthly service charge: $10.00.
Premier Money Market Account
  • Minimum opening deposit: $25.00.
  • Minimum daily balance to waive monthly service charge: $10,000.00.
  • Monthly service charge: $10.00.
General Savings Account
  • Minimum opening deposit: $25.00.
  • Minimum daily balance to waive monthly service charge: $100.00.
  • Quarterly service charge: $3.00.

Disclosure of Account Terms:

The following applies to all interest bearing accounts - We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield will depend upon the daily balance in the account. The interest rate and annual percentage yield may change. At our discretion, we may change the rate at anytime. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex: checks). Interest is compounded monthly and is credited to the account monthly. Interest on savings is compounded and credited quarterly. If the account is closed before interest is credited you will not receive the accrued interest. Fees may reduce earnings.

Reg. GG Account Disclosure - (Unlawful Internet Gambling Enforcement Act Policy Disclosure) June 1, 2010-In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful internet gambling.