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Electronic Banking

  • Online Banking with Bill Pay and Mobile Banking with Bill Pay and Mobile Deposit
    • View recent transactions, check your balance or view/download this year’s bank statements.
    • Move money with Bill Pay or Transfers.
    • Set up alerts to monitor your accounts and your debit card activity. Alerts can keep you on track with your account balances and transactions or help you monitor your account for unauthorized transactions.
    • Inactivate lost or stolen Debit Cards.
    • Extra features with Mobile Banking include:
      • Deposit checks from your phone.
      • Find an Allpoint ATM near you.
  • To enroll in online banking
    • Click Enroll at the Online Banking Login above..
    • Provide your name, email address, SSN, phone number and account number(s).
    • Request Bill Pay, if interested.
    • Open and review the terms and conditions, submit.
    • Watch for an email from and an email from a representative of the bank with further instructions to complete the enrollment process.
    • When you log in, be sure to access My Money, and explore the free online Personal Financial Management Tool

Flash Content

To download your free mobile app, visit the App Store or Google Play.

App Store Google Play

E-Statements and E-Notices delivered through

Go Paperless!

Online Banking Statements are available to Online Banking users. Simply enroll the desired accounts using the statement tab within Online Banking. Your statement history will build upon your enrollment, accumulating up to 12 months of history. If desired, print or save to your computer for easy access.

An alternative to Online Banking Statements is to request E-statements to be delivered through, a secure website. Sign up for E-Notices and your account notifications will also be delivered through

Check Cards & EFT Transfers

We offer Check Cards that may be used for purchases anywhere MasterCard is accepted, request cash back at a Point of Sale or used for ATM withdrawals.

We are part of the Allpoint ATM Network, which means our clients have access to over 55,000 surcharge-free ATMs worldwide. Allpoint ATMs are conveniently located in many retail locations such as Costco Wholesale, Kroger, Target, CVS Pharmacy, Walgreens, Speedway and more. Download the Allpoint Locator App or visit to find an Allpoint ATM near you.

Allpoint for Android Allpoint for iPhone/iPad Allpoint for windows

Your transactions will be deducted from your checking account (or designated account) without the hassle of writing a check.

You can also use your Check Card to initiate EFT Transfers for payments, such as your utility payments.

When used with Swipe N Save, any purchases made with your check card can be rounded up to the nearest dollar, depositing the excess of the purchase into your Bank of the Bluegrass Savings Account.

If your Check Card is lost or stolen and it's after hours, please call this toll free number to cancel your card: 844-202-5333.

Card Sentry

We provide Card Sentry Risk Management on the Debit Card/Check Cards that we issue at no charge to you.

With Card Sentry:

  • We review cardholder activity for any unusual transactions.
  • If unusual activity is noticed, you will be contacted to verify the charges.

Our fraud analysts will never ask you for full card numbers, account information or social security numbers. They will merely ask to speak with the cardholder, identify the transaction(s) in question and ask you to confirm if they are valid or not.

Additionally, if you are going out of town on business or vacation and you notify us of your travel plans, we can monitor your card activity even while you travel.

We understand how important security is when it comes to your account information as well as your debit card/check card. In addition to your home telephone number, you may want to ensure we have updated work and cell phone numbers so that we can reach you promptly.

As always, if you have any concerns, contact us promptly at (859) 233-4500.

If you should discover your Debit Card/Check Card has been lost or stolen AFTER HOURS, please call 1-844-202-5333 toll free to cancel your card.

Direct Deposit & ACH

You are often able to sign up for Direct Deposit for Social Security Benefits, Pensions and Payroll type deposit.

Securely switch direct deposits and automatic payments with just a few clicks using EZSwitch.

Many companies will also allow you to set up automatic deductions from your account for utility payments or other regular deductions.

Customer Service is eager to assist you in making your banking easy and convenient.