Financial Services

Financial Services

Insurance and Financial Services

Bank of the Bluegrass & Trust Co. has been assisting clients for more than 48 years. Our approach in Insurance & Financial Services starts by listening to our clients describe their specific goals. Next we provide education and guidance as we create and implement a plan strategically designed to help achieve their goals. Below are some of the frequently asked questions which we're asked to assist with:


  • How do I achieve lifetime income I retirement?
  • Do you have access to an account for safety, growth and tax deferral?
  • How do I protect my family financially in the event of an accident, illness, or untimely death?
  • Is there a way to protect my wealth and assets in the event of a long term care event that would preserve my money and pass to my family if I never use it?
  • How am I, and my family, affected by social security retirement, 401 (k), 403 (b), IRA or lump sum pension distribution?



Tim Franklin (859)-233-8933

Tim Franklin is Vice President and Manager with the Bank of the Bluegrass & Trust Co. Insurance and Financial Services Department.


Kathy J. Banta (859)-233-8923

Kathy J. Banta, CTFA is Assistant Vice President and Administrative Assistant II with the Bank of the Bluegrass & Trust Co. Insurance and Financial Services Department.


Products are not insured by the FDIC or any other agency in the United States, or the Bank of the Bluegrass. Products are not deposits or other obligations of, or guaranteed by, the Bank of the Bluegrass. Products are subject to Investment risks including the possible loss of the principal invested.