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Mortgage Lending

Let Our Mortgage Specialists Take the Stress Out of Home Buying!

We have some great Mortgage Loan Programs including:

  • Conventional long term fixed rate loans
  • No PMI (Private Mortgage Insurance) programs with as little as 3% down
  • Programs offering annual Tax Credits of up to $2,000 annually
  • Adjustable rate mortgage loans
  • Government loan programs including: Federal Housing Administration (FHA), Veterans Administration (VA), Rural Housing Service (RHS)
  • Kentucky Housing Corporation (KHC)
  • Down payment assistance programs
  • Jumbo loans
  • Rental property financing

In addition, we offer in-house Mortgage Loans for those who may not qualify for conventional financing. We offer:

  • Mortgage loans for primary residence and rental properties
  • Bridge loans to assist those who want to purchase a new house but have yet to sell their previous home (Variable rate, interest only due)
  • Construction loans for building or major renovation
  • Preferred Home Equity Lines of Credit
Our Local Mortgage Specialists will help you determine which program is right for you!

Loan Officers
Jennifer Frye , AVP (859) 280-3851 MLO NMLS ID# 154948

Personal Loans

Whether you're buying a car, remodeling your home, or needing cash for a special occasion, a consumer loan from Bank of the Bluegrass & Trust Co. can make your life easier.

  • New and used car loans
  • Debt consolidation loans
  • Home improvement loans
  • Preferred Home Equity Lines of Credit
Loan Officers
Bobby Jones, VP (859) 233-8937 MLO NMLS ID#478795
Kim Noble, VP (859) 233-8935 MLO NMLS ID #613244

Bank NMLS ID#421548