Contact one of our Mortgage Specialists or start your online application!
Why Choose Bank of the Bluegrass?
Jennifer F. Frye
V.P.
Sr. Mortgage Loan Originator
Phone icon Tel: (859) 280-3851MLO NMLS ID# 154948
Start Your Application with Jennifer Today!
Kim Noble
V.P.
Consumer and Mortgage Lender
Phone icon Tel: (859) 233-8935MLO NMLS ID# 613244
Start Your Application with Kim Today!
Chris Boaz
Senior V.P. Consumer Lending
Commercial and Mortgage Lender
Phone icon Tel: (859) 280-3840MLO NMLS ID# 478799
Start your Application with Chris Today!As local lenders, we’ll guide you through
the home buying process.
Products we proudly offer:
- Conventional fixed rate loans for both primary residence and rental properties.
- Government loan programs including: Federal Housing Administration (FHA), Veterans Administration (VA), Rural Housing Service (RHS).
- DAP (Down-Payment Assistance Loan) up to $10,000.
- Kentucky Housing Corporation (KHC)
- Bluegrass MD Loan Program (assisting M.D., D.M.D.)
- Bridge loans, construction loans and home equity lines of credit (HELOC).
Together we will find the best home loan for you and your family!
To get started, have available:
- Homebuyer personal information
- 2 years employment and income history
- 2 years of residence history
- Asset and down-payment details
Along with your completed application, provide the following documentation:
- The most recent 2 paystubs
- The most recent 2 months bank statements
- The most recent 2 tax returns
- Pictures of borrower(s) Driver License
Work with a local lender at “The Best Bank in Town®”!
Offer of credit on all loans is subject to credit approval. Bank NMLS ID# 421548
Now you can save money on your next home purchase or refinance!
Open a NEW Bank of the Bluegrass
checking account* with direct deposit to
SAVE $500**
IN CLOSING COSTS
on your Bank of the Bluegrass
Mortgage Loan***.
*Offer is not available to existing Bank of the Bluegrass checking account customers with existing direct deposit. New Bank of the Bluegrass checking accounts are subject to approval. Deposit of $100.00 or more required at account opening. Direct deposit must be an electronic deposit of your paycheck, pension or government benefits and originate from your employer or the government. Direct deposit must be received prior to your mortgage closing date.
**Per investor pricing guidelines on limited cash out refinances, borrower may receive up to but not to exceed $2,000 cash back at closing. If the combinations of cash back + $500 credit exceeds $2,000, credit will be reduced such that the combination thereof does not exceed the maximum allowable amount of $2,000.
***This special offer only applies to closed end mortgage loan programs, excluding Kentucky Housing Loans used to purchase or refinance 1-4 family primary residences.
Click Here to explore our Personal Checking account choices.
Offer of credit on all loans is subject to qualification, approval and closing. Bank NMLS ID# 421548