Online Banking


Click below to speak with a Mortgage Specialist or submit an application.

smiling professional woman, Jennifer Frye

Jennifer F. Frye


Sr. Mortgage Loan Originator

Phone icon (859) 280-3851

MLO NMLS ID# 154948

Application Link
smiling professional woman, Kim Noble

Kim Noble


Consumer and Mortgage Lender

Phone icon (859) 233-8935

MLO NMLS ID# 613244

Application Link
smiling professional man, Chris Boaz

Chris Boaz


Commercial and Mortgage Lender

Phone icon (859) 280-3840

MLO NMLS ID# 478799

Application Link

Now you can save money on your next home purchase or refinance!

Open a NEW Bank of the Bluegrass

checking account* with direct deposit to

SAVE $500**


on your Bank of the Bluegrass

Mortgage Loan***.


*Offer is not available to existing Bank of the Bluegrass checking account customers with existing direct deposit. New Bank of the Bluegrass checking accounts are subject to approval. Deposit of $100.00 or more required at account opening. Direct deposit must be an electronic deposit of your paycheck, pension or government benefits and originate from your employer or the government. Direct deposit must be received prior to your mortgage closing date.

**Per investor pricing guidelines on limited cash out refinances, borrower may receive up to but not to exceed $2,000 cash back at closing. If the combinations of cash back + $500 credit exceeds $2,000, credit will be reduced such that the combination thereof does not exceed the maximum allowable amount of $2,000.

***Offer applies to mortgage loan programs, excluding Kentucky Housing Loans used to purchase or refinance 1-4 family primary residences.


Offer of credit is subject to qualification, approval and closing. Bank NMLS ID# 421548

Products we proudly offer:

  • Conventional fixed rate loans, up to 30 years.
  • Tax credit mortgage programs.
  • Government loan programs including: Federal Housing Administration (FHA), Veterans Administration (VA), Rural Housing Service (RHS).
  • Kentucky Housing Corporation (KHC).
  • Adjustable rate loans.
  • Jumbo loans.

Offer of credit is subject to credit approval. Bank NMLS ID# 421548