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Now you can save money on your next home purchase or refinance!

Open a NEW Bank of the Bluegrass

checking account* with direct deposit to

SAVE $500**


on your Bank of the Bluegrass

Mortgage Loan***.

Open Some exclusions may apply

*Offer is not available to existing Bank of the Bluegrass checking account customers with existing direct deposit. New Bank of the Bluegrass checking accounts are subject to approval. Deposit of $100.00 or more required at account opening. Direct deposit must be an electronic deposit of your paycheck, pension or government benefits and originate from your employer or the government. Direct deposit must be received prior to your mortgage closing date.

**Per investor pricing guidelines on limited cash out refinances, borrower may receive up to but not to exceed $2,000 cash back at closing. If the combinations of cash back + $500 credit exceeds $2,000, credit will be reduced such that the combination thereof does not exceed the maximum allowable amount of $2,000.

***Offer applies to mortgage loan programs, excluding Kentucky Housing Loans used to purchase or refinance 1-4 family primary residences.

Offer of credit is subject to qualification, approval and closing. Bank NMLS ID# 421548

Click below to speak with a Mortgage Specialist or submit an application.

Jennifer Frye

Jennifer F. Frye


Sr. Mortgage Loan Originator

(859) 280-3851

MLO NMLS ID# 154948

Application Link
Kim Noble

Kim Noble


Consumer and Mortgage Lender

(859) 233-8935

MLO NMLS ID# 613244

Application Link
Chris Boaz

Chris Boaz


Commercial and Mortgage Lender

(859) 280-3840

MLO NMLS ID# 478799

Application Link

Products we proudly offer:

  • Conventional fixed rate loans, up to 30 years.
  • Tax credit mortgage programs.
  • Government loan programs including: Federal Housing Administration (FHA), Veterans Administration (VA), Rural Housing Service (RHS).
  • Kentucky Housing Corporation (KHC).
  • Adjustable rate loans.
  • Jumbo loans.

Bank NMLS ID# 421548

Offer of credit is subject to credit approval.