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We act with undivided loyalty and the utmost good faith, while being guided

by only what is in the best interests of our clients.


Who We Are

We provide trust administration and wealth management services by delivering face-to-face, personalized service, sound investment management and financial planning.

  • Local & Independent-Bank of the Bluegrass & Trust Co. is a locally owned, independent community bank. Our focus is providing high level customer service and creating relationships for life.
  • Experienced & Accessible-Our team has over 150 years of experience in wealth management and trust administration. We know communication is important to you, and we keep you informed every step of the way. When you need to reach out to us, we will answer your call.
  • Dynamically Strategic-We are continuously monitoring your plan. As your goals and priorities evolve, we have the capability to quickly and strategically adapt your plan to take advantage of new opportunities.

“I had my wealth management account with a large, national brokerage firm for several years. Service was OK, but I felt like I was not getting the attention I would like. I moved my account to Bank of the Bluegrass 4 years ago, and I have not looked back. I could not be more pleased with the performance and the service. My Relationship Manager and I meet once a quarter and more, if needed. My only regret is I did not move my relationship sooner.” -David Fisher


Who We Serve

Geography is no barrier to receiving an exceptional client experience. From France to Mexico and throughout the United States, our clients receive the same level of outstanding service.

  • Retirees
  • Individuals | Families
  • Trusts
  • Business Owners
  • Corporate Executives
  • Estates
  • Non-Profits
  • Foundations
  • Endowments


  • Retirement & Estate Planning-We provide comprehensive financial planning, and we work directly with your attorneys, accountants and other professionals to ensure you have a coordinated, comprehensive financial plan.
  • Trust & Estate Administration-Our team has over 150 years combined experience in administering trusts. We adhere to the provisions established in the trust and communicate regularly with the beneficiary.
  • Investment Management-For over 40 years, we have been delivering outstanding long-term investment performance along with exceptional client service. Our process begins by first establishing a strategic allocation based on your risk tolerance. We then make tactical changes along the way as your goals change or market conditions warrant.

Additional services we offer include: 401 (k) plan administration, Education Planning, Cash Flow Analysis, Living (Revocable) Trusts, Irrevocable Trusts, Testamentary Trusts, Charitable Trusts, Special Needs Trusts, Bill Paying, Rollover IRA’s; Roth IRA’s; SEP IRA’s, Custodial Accounts, Guardianships, Mutual Funds, Exchange Traded Funds and Individual Stocks/Bonds.

“There has not been a single time that I made a request that the Bank of the Bluegrass Wealth Management Team did not deliver, and never with delay. Having to ask a service provider only once for a request is a business model that needs to be imitated, especially in the current financial climate. From investment to banking to fiduciary needs, they cover all with professionalism and perfection.”-Esther von Unrug, Ph. D, Operations Manager for Thomas P. von Unrug MD


Our Objective

  • Provide Comprehensive Retirement, Tax, Estate & Philanthropic Planning-We leverage our experience and expertise to help you fulfill your goals and the dreams you have for your life, family and community.
  • Execute Investment Strategies for Wealth Growth & Retirement-Our goal is to preserve and enhance your investment return with consistently strong performance in all market environments giving you peace of mind and confidence to pursue your financial future.
  • Cultivate Multi-Generational Relationships-We will get to know you and your family to enable continuity of service through the various generations.


Your Dedicated Team

Our team has an unyielding commitment to our mission statement. This serves as the foundation for how we run our business, how we treat our clients and how we treat each other.

We understand that being a community bank brings with it a responsibility to the community. To that end, our Wealth Management team is involved with numerous non-profit boards and charities to consistently affect positive change.

We combine our global investment reach with our advanced financial and trust knowledge and our local, family-based commitment with superior client service to create world-class strategies and strong relationships. We believe that makes Bank of the Bluegrass Wealth Management the perfect choice for you and your family.

man smiling

Jerry M. Johnson

Senior V.P.

Director of Wealth Management

Phone icon (859) 233-8903

Jeff Schriefer


V.P. Sr. Wealth Advisor

Phone icon (859) 233-8929

W. Kelly Montgomery


V.P. Sr. Portfolio Manager

Phone icon (859) 280-3847

woman smiling

Elizabeth H. Prewitt


Wealth Management Advisor

Phone icon (859) 233-3853


We help our clients achieve peace of mind by helping them grow wealth, enjoy retirement and establish a legacy for their family and community.

Call us today to schedule an appointment and learn how we can help you manage and grow your wealth.

Products are not insured by the FDIC. Products are not deposits or other obligations of Bank of the Bluegrass and are not guaranteed by the Bank. Products are subject to Investment risks including the possible loss of the principal amount invested. Information on this website is for informational purposes only and not an offer to sell or solicit an offer to buy any security. Individuals can only transact business in a jurisdiction after satisfying licensing and qualification requirements.