Online Banking
"BBR: What could your business do with an extra $1800?" hand holding Bank of the Bluegrass business debit card


Earn rewards with the future of business banking, Bluegrass Business Rewards— the proprietary, patent-pending cash-back checking account designed just for small businesses, only available at Bank of the Bluegrass.



What could your business do with an extra $1,800/year*?


  • Renew football season tickets
  • Update/replace equipment
  • Buy 4 more salon chairs
  • Upgrade your tool set
  • Take a continuing education course
  • Pay for a year’s worth of social media ads
  • Invest in your retirement
  • Finally take that weekend getaway


* Upon reaching a minimum of $2,000 in monthly debit card spend, account would be eligible to earn 1% cash back on qualifying debit card purchases. Max Reward: $150/month. Restrictions and qualifications may apply.


Smiling black female business owner in a stylish green jacket holding debit card with a yellow background


What is Bluegrass Business Rewards?

When our small business clients asked about banking products designed specifically for them, we couldn’t find a solution anywhere in the country, so we made our own:  Bluegrass Business Rewards (BBR).

With BBR commercial checking account, you can earn 1% cash back on qualifying debit card purchases, making your business spending work for you.


bearded male business owner in a blue sweatshirt holding a fan of 100 dollar bills


Get rewards simply for running your business.

BBR puts money where it belongs—back in your pocket.

Convenient, best-in-class technology and rewards for simply running your business… If only all of life were this simple.



Benefits of Banking Bluegrass

When you choose Bank of the Bluegrass, you’re not only getting cash rewards. You get extra perks like:

  • Major benefits of relationship banking
  • Major benefits of banking locally
  • Convenient-to-use mobile app with features – integration with Quickbooks® & other platforms, additional users, and mobile check deposit



You’ll Also Receive

We understand that running a business can be challenging, and that’s why we provide complimentary services such as

  • Online & Mobile Banking
  • Online Bill Pay and Person-to-Person Payments
  • Mobile Check Deposit
  • Instant-Issue Debit Cards
  • E-Statements with online check images
  • EZSwitch concierge service powered by Clickswitch®
  • Digital Wallet with Apple®, Samsung®, and Google Pay
  • Access to over 55,000 surcharge-free Allpoint® ATMs nationwide
  • And a variety of fraud-prevention products and services.



Is Bluegrass Business Rewards right for me?


You're a small business owner(s), including single-member LLCs, Partnerships and DBAs. You're an average consumer – you can earn rewards with one of our personal or Kasasa® checking accounts.
You use your debit card as a primary means of payment. You rarely, if ever, swipe your debt card. You can't even remember where you put it. *covered in dust and crumbs in the back corner of your desk drawer
You use digital banking every month. Don’t use digital banking. Paper only, please!
You regularly place supply & inventory orders . Don’t worry – we have other business solutions if this isn't a good fit Learn More.



Ready to get rewarded for simply running your business?
Bluegrass Business Rewards was made for you.

If you’d like us to contact you regarding Bluegrass Business Rewards, please complete the form below. We look forward to connecting with you about this exciting new account!