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Bank of the Bluegrass & Trust Co. has been assisting clients for more than 48 years. Our approach in Insurance & Financial Services starts by listening to our clients describe their specific goals. Below are some of the frequently asked questions which we’re asked to assist with:

  • How do I achieve lifetime income for retirement?
  • Do you have access to an account for safety, growth and tax deferral?
  • How do I protect my family financially in the event of an accident, illness, or untimely death?
  • Is there a way to protect my wealth and assets in the event of a long term care event that would preserve my money and pass to my family if I never use it?
  • How am I, and my family, affected by social security retirement, 401 (k), 403 (b), IRA or lump sum pension distribution?


We’d be honored to help answer any questions you might have.

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Tim Franklin


Financial & Retirement Planning

Phone icon (859) 233-8933

Products are not insured by FDIC or any other agency in the United States, or the Bank of the Bluegrass. Products are not deposits or other obligations of, or guaranteed by, the Bank of the Bluegrass. Products are subject to investment risks including the possible loss of the principal invested. Information provided on this website is for informational purposes only and not an offer to sell or solicit an offer to buy any security. Individuals can only transact business in a jurisdiction after satisfying licensing and qualification requirements.