Online Banking

The complimentary services that are provided with our checking accounts include:

  • Online & Mobile Banking, including Mobile Deposit!
  • Online Bill Pay
  • Person to Person Payments (P2P)
  • Digital Wallet for your phone with Apple®, Samsung® and Google Pay™
  • Instant Issue Debit Cards
  • e-Statements with online check images
  • EZSwitch concierge service powered by Clickswitch®
  • Access to over 55,000 Surcharge Free Allpoint® ATMs nationwide.
  • Notary services.

Ancellary services are subject to additional terms and conditions and/or fees including internet provider and data charges.

 

Click below to speak with a Relationship Manager today!

smiling professional woman, Alyssa Luckett

Alyssa Luckett

A.V.P.

Financial Center Manager

Phone icon (859) 233-8902

Image of Monica Fox-Ramirez

Monica Fox-Ramirez

No Title 

Financial Center Manager

Phone icon (859) 977-4277

Laurie Kelley

Laurie Kelley

No Title 

Financial Center Manager

Phone icon (859) 685-3044

Bluegrass Business Rewards

Now you can earn rewards with our proprietary, patent-pending cash back commercial checking account that we’ve designed just for small businesses!

Ready to get rewarded for simply running your business! Start here.

Small Business Checking Account

  • Minimum opening deposit: $100.00.
  • Minimum average collected balance to waive monthly service charge: $2,500.00.
  • Monthly service charge: $10.00.
  • Transaction limits and fees: 200 items processed at no charge, $0.40 per item over 200 items.

 

Business Checking Account

  • Minimum opening deposit: $100.00.
  • Minimum average collected balance to waive monthly service charge: $10,000.00.
  • Monthly service charge: $20.00.
  • Transaction limits and fees: 500 items processed at no charge, $0.50 per item over 500 items.
Open Non-Profit Checking Account
  • Minimum opening deposit: $100.00.
  • Minimum average collected balance to waive monthly service charge: $0.00.
  • Monthly service charge: $0.00.
  • Transaction limits and fees: 150 items processed at no charge, $0.40 per item over 150 items.
Open Business Escrow Checking Account
  • Minimum opening deposit: $0.00.
  • Minimum average collected balance to waive monthly service charge: $0.00.
  • Monthly service charge: $0.00.
  • Unlimited items with the required companion business checking account.
Open IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNT

USA PATRIOT ACT IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNT

Section 326 of the USA Patriot Act requires all financial institutions to obtain, verify and record information that identifies each person who opens an account for a covered Legal Entity. New rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats. Each time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number and identification documents for; · Each individual that has beneficial ownership (25% or more) in the Legal Entity: and · One individual that has significant managerial responsibility for the Legal Entity. We proudly support all efforts to protect and maintain the security of all our customers and our country.

Frequently Asked Questions:

Q) What is considered a Legal Entity?

A) Corporations, Limited Liability Companies, Limited Partnerships, Joint Ventures and General Partnerships.

Q) What documentation should I plan to bring with me when opening a Legal Entity Account?

A) A copy of the Operating Agreement or Articles of Incorporation for the Legal Entity and a copy of the current Driver’s License for EACH identified individual with beneficial ownership of 25% or more and for the individual with significant managerial responsibility for the Legal Entity.

Q) Is this new rule retroactive to my existing accounts?

A) No, this information will be required as every legal entity opens a new account going forward-even legal entities with existing relationships. However, modifications to existing accounts, such as authorized signers, will require us to follow these certification steps.

Q) Does this apply to loan accounts?

A) Yes, this rule applies to all accounts including checking, savings, certificates of deposits and loans. Please contact customer service if you have any other questions. 859-233-4500