Select a Relationship Manager below and get started today!
Matthew Robertson
A.V.P.
Commercial Lender, Business Development Officer and Treasury Management Specialist
Phone icon Tel: (859) 685-3047MLO NMLS ID# 2716911
Modern Technology Solutions
Remote Deposit Capture (RDC)
RCD allows customers to deposit checks electronically into their bank accounts without visiting a financial center or ATM. Checks are scanned and transmitted to the bank for deposit, with details saved in a daily report.
ACH Origination Services
ACH enables commercial clients to electronically process debit and credit transactions.
- Credits: Payroll, Employee Expenses
- Debits: Premiums, Membership Dues, Payments, Fees
Online Wire Transfers
Online Wire Transfers allows commercial clients to initiate a bank-to-bank wire transfer through their online banking account. This platform offers dual-control functionality for an added layer of security for your business.
Merchant Services Card Processing
Allows commercial clients the convenience of accepting Visa®, Mastercard®, American Express® and Discover® credit and/or debit cards for payment. We partner with BancCard of America in offering these services to our clients. BankCard of America is a no-contract company.
Visa Credit Card Options
Service offered thru a partnering program, ServisFirst. Competitive card options with supporting online accessibility.
Bill Pay
Complimentary payment service provided within our online banking platform.
Fraud & Risk Mitigation
Positive Pay (Check & ACH)
Automated Cash-Management service used to deter check fraud and protect accounts from unauthorized or fraudulent electronic transactions. Banks use Positive Pay to match checks and electronic transactions authorized by a company with those presented for payment. Any item considered suspect is sent back to the issuer for examination.
- Check Positive Pay: works by matching the dollar amount of each check, the check number and the account number that is presented for payment against checks that have been previously authorized and issued by the business. Check Payee Matching compliments the Positive Pay service by verifying the name provided in the issued check file to the name that appears on the payee line when the check is presented for payment.
- ACH Positive Pay: works by allowing users to manage and monitor Automated Clearing Houe (ACH) debits and credits and make decisions about transactions before their account is debited.
Sub-User Digital Banking Access with Dual Control
A risk mitigation feature used when additional users are privileged with banking access, as well as those involved in the electronic movement of funds. (ACH & Wire).
Multi-Factor Authentication
A simple two-step process to verify identity before allowing access to account information. A fraud prohibiting tool to provide extra layers of security by requiring addtional authentication factors.
Account Alerts
Complimentary service offered within our digital banking to provide our clients with the ability to implement a wide array of customizable or security alerts.
IP Whitelisting/Blacklisting
Allows or restricts digital banking access in foreign countries.
Truncated Account Numbers on Statements
Safety feature that automatically removes the full account number from being displayed on all issued account statements.
These services make a great addition to our Business Checking Accounts.