Online Banking

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Money Market Account

  • Minimum opening deposit: $25.00.
  • Minimum daily balance to waive monthly service charge: $2,500.00.
  • Monthly service charge: $10.00.

Premier Money Market Account

  • Minimum opening deposit: $25.00.
  • Minimum daily balance to waive monthly service charge: $10,000.00.
  • Monthly service charge: $10.00.

General Savings Account

  • Minimum opening deposit: $25.00.
  • Minimum daily balance to waive monthly service charge: $100.00.
  • Quarterly service charge: $3.00

Swipe N Save

Saving money is as easy as using your debit card when you enroll in Swipe N Save to round up your purchases to the nearest dollar and deposit the difference to your savings account.

Open Disclosure of account terms

Disclosure of account terms: The following applies to all interest bearing accounts-We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Sheet. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e. checks). Interest is compounded monthly and is credited to the account monthly. Interest on savings is compounded and credited quarterly. If the account is closed before interest is credited, you will not receive the accrued interest. Fees may reduce earnings.

 

Reg. GG Account Disclosure-(Unlawful Internet Gambling Enforcement Act Policy Disclosure) June 1, 2010-In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments, or other proceeds from another person in connection with unlawful internet gambling.

Certificate of Deposit Accounts*
  • With a minimum deposit of $2,000.00, terms range from 90 to 180 days.
  • With a minimum deposit of $500.00, terms may range from 1 to 5 years

*Penalties on CD and IRA accounts may be assessed for early withdrawal.

Individual Retirement Accounts*
  • 12 month variable rate Individual Retirement Accounts start with a minimum deposit amount of $100.00.
  • 12 month fixed rate Individual Retirement Accounts start with a minimum deposit amount of $500.00.
  • Longer terms are available with a minimum deposit amount of $500.00.

*Penalties on CD and IRA accounts may be assessed for early withdrawal.

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Click below to speak to a Relationship Manager today!

Lisa Clemons

Lisa Clemons

No Title 

Universal Banker

(859) 233-8910

Brad Simpson

Brad Simpson

No Title 

Asst. Financial Center Manager & Security Officer

(859) 303-7279

MLO NMLS ID# 1139050

Shawntae Talbert

Shawntae Talbert

No Title 

Teller Supervisor/Universal Banker II

(859) 233-8915