Online Banking

With our cutting-edge technology, you have the freedom to choose how you interact with your finances.

  • Convenient & easy to use mobile app
  • Accounts and activity overview
  • Balance, card, and transaction alert setup
  • Internal & external account transfers
  • Online Bill Pay
  • Peer-2-Peer transactions
  • Mobile check deposits
  • e-Statements with online check images
  • Instant-issue debit cards with 24/7 fraud monitoring and card management
  • BOB Loan payment capabilities
  • Sub-user management
  • Quicken®/QuickBooks® access

Ancillary services are subject to additional terms and conditions and/or fees including internet provider and data charges.

Find the personal checking account that’s right for you.

Online Bill Pay

Enroll in Online Bill Pay, customize your payees, and monthly payments become quick and easy.

  • Set up one-time or recurring payments using your specified payment dates
  • Available 24/7 online or with the Mobile app
  • Review your processed transactions
  • Make internal and external transfers 24/7 with Online and Mobile Banking. You can even set up recurring transfers for payments or to help you save automatically.
  • Peer-to-peer payments/transfers are easy to make using your recipients email address, phone number (via text message), or debit card number.

Peer-to-Peer Payment Technology (P2P)

A safe and secure way to send money to friends, family and trusted contacts!

Regardless of where they bank, you can send money from your Bank of the Bluegrass checking account to family members, friends and trusted contacts provided they have a Visa or Mastercard debit card.

With this free service, you’ll be able to initiate secure and instant P2P payments directly through your Bank of the Bluegrass mobile and online banking portals. Visit customer service at any of our locations to get started!

Once you’re enabled, “Start a New Transactions” within “Money Movement” in your Online or Mobile App. Add new payees by simply entering their name, phone number or emails address. The new payee will receive a link, asking them to input the 16-digit Visa or Mastercard debit card number they’d like used to receive your payment, or they may provide that number to you directly.  Best of all, once a payee is added to your list, their payment information will be remembered and is fully encrypted. It’s quick-simple-secure and reliable!

Enrolling is easy and we’re here to help.

Digital Wallet

Have us link your Bank of the Bluegrass Debit Card to your digital wallet app, if you prefer paying for purchases that way.

Safe, contactless payment methods include Apple Pay®, Samsung Pay® and Google Pay™, which use an encrypted, one-time transaction code during transactions. Your card number and PIN are never stored with the merchant, giving you added peace of mind.

Once activated, simply hold your phone near any Apple, Samsung or Google Pay approved card reader and unlock your phone.

We’re here to answer any questions you might have or to help you get started.

Select a Relationship Manager below and get started today!

smiling professional woman, Lisa Clemons

Lisa Clemons

No Title 

Universal Banker

Phone icon (859) 233-8910

smiling professional woman, Ivory Broadus

Ivory Broadus

No Title 

Universal Banker

Phone icon (859) 303-7277

Kyle Dockery

Kyle Dockery

No Title 

Universal Banker II

Phone icon (859) 303-7281

Chat with a representative