Beyond Ordinary Banking

• WE SUPPORT YOUR GOALS-From our first meeting, your goals inform how we coordinate all aspects of your private banking experience. You benefit from direct access to a team of dedicated officers whose specialties range from essential personal and business banking to advanced wealth management tactics.

• WE ALIGN WITH YOUR VISION-Based on the evolving landscape of your life, we actively implement strategies to preserve and prime your assets for growth and long-term income while developing personal lifelong and generational relationships.

• WE OFFER CUTTING-EDGE TECHNOLOGY-In addition to our above-and-beyond customer service, we offer state-of-the-art digital tools, including our best-in-class mobile app. Our digital banking platforms make daily financial management accessible and efficient from anywhere with internet access.
• WE MAKE LIFE SIMPLER-This streamlined approach saves you time and money, allowing you to focus on what matters the most to you at each stage.

Essentials of Daily Banking

EXCLUSIVE ACCOUNT OFFERINGS

Our Bluegrass Prestige accounts, including checking, money market, and flexible certificate of deposit options, are designed to offer enhanced features such as higher interest rates, waived fees, and dedicated customers service. Additional FDIC insurance for multi-million-dollar coverage per depositor is available.

ADVANCED TECHNOLOGY & DIGITAL BANKING SERVICES*

With our cutting-edge technology, you have the freedom to choose how you interact with your finances.

• Convenient & easy to use mobile app
• Accounts and activity overview
• Balance, card, and transaction alert set up
• Internal & external account transfers
• Online Bill Pay
• Peer-2-Peer transactions
• Mobile check deposits
• e-Statements with online check images
• Instant-issue debit cards with 24/7 fraud monitoring
• BOB Loan payment capabilities
• Sub-user management
• Quicken/Quickbooks access.

When you travel, enjoy access to over 55,000 surcharge-free Allpoint ATMs nationwide, along with the convenience of travel alerts to help protect your account wherever you go.

*Cellular phone carrier and internet provider charges may apply for internet access and text messaging. Contact your providers for information regarding those charges. Products and services may require enrollment. Other terms and conditions and fees may also apply. Quicken/Quickbooks and Allpoint are registered trademarks.

Bluegrass Prestige Concierge¹

Aligned with your broader vision, the Bluegrass Prestige Concierge ensures that decisions are considered holistically, allowing for an integration of services and personalized financial advice. Our internal specialists bring targeted expertise to every interaction, tailoring meetings and support to your unique goals as they evolve.

We collaborate with trusted professionals, such as attorneys and CPAs, to position you for growth, stability, and momentum for your future.

By collaborating across all departments, we ensure a full spectrum of resources is at your disposal, so your assets are protected, preserved, and primed for growth. Addition products and services include, but are not limited to:

• The MD Loan Program¹ designed to assist medical professionals who are seeking to purchase a new primary residence. This specialized mortgage solution offers rare flexibility, so you can focus on your practice while we help you secure your new home.  Find out more
• Wealth Management² and Insurance and Financial Services³ with a fiduciary team that provides local investment management and trust administration services with the highest standard of care. What they do
• Commercial Banking¹ offering Bluegrass Prestige business accounts, creative lending solutions, and expert guidance from our team of commercial lenders to give you the confidence to grow and manage your business effectively.
• Cash Management¹ offering a range of services to enhance your day-to-day business transactions.

Are you ready to experience Private Banking with “The Best Bank in Town”? Schedule your personal consultation today by calling (859) 303-7276.

Disclosures

¹ Bank of the Bluegrass & Trust Co. | Private Banking. Member FDIC. Equal Housing Lender. Bank NMLS ID# 421548. Offer of credit is subject to credit approval. Additional terms and conditions may apply. Loans within the MD Loan program will be secured by a 1st real estate mortgage on the property being purchased. Principal and interest will be collected monthly. Taxes and insurance will be escrowed. To qualify for our Private Banking services, a minimum ongoing relationship value, whether it be individual, household, entity, etc., of $500,000 in deposit balances or $1MM in asset balances managed by our Wealth Management Department is required.

² Bank of the Bluegrass & Trust Co. | Wealth Management. Products are not insured by the FDIC. Products are not deposits or other obligations of Bank of the Bluegrass and are not guaranteed by the Bank. Products are subject to investment risks, including the possible loss of the principal amount invested. To qualify for Wealth Management services, a minimum relationship value, whether it be an individual, household, entity, etc., of $1MM is required.

³ Bank of the Bluegrass & Trust Co. | Insurance & Financial Services. Insurance company product features, benefits and guarantees are backed by the claims paying ability of the issuing insurance company. Products are not insured by FDIC or any other agency in the United States, or the Bank of the Bluegrass. Products are not deposits or other obligations of, or guaranteed by, the Bank of the Bluegrass. Products are subject to investment risks including the possible loss of the principal invested. Individuals can only transact business in a jurisdiction after satisfying licensing and qualification requirements. Bank of the Bluegrass & Trust Co. does not provide legal or tax advice and is not affiliated with the Social Security Administration or any other government entity.